Free tool

Aircraft Refinance Calculator.

See whether refinancing your aircraft loan is worth it: new payment, monthly savings, breakeven on closing costs and lifetime interest difference.

Monthly savings
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Current payment-
New payment-
Breakeven on costs-
Lifetime interest saved, after costs-

Estimates only, before tax, insurance and maintenance. Real terms depend on the aircraft, operator and lender.

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How this calculator works

The current payment is calculated from your balance, rate and months remaining. The new payment uses the same balance at the new rate and term. Breakeven is refinancing costs divided by monthly savings. Lifetime interest saved compares total interest on both loans and subtracts the costs.

Frequently asked questions

What costs come with refinancing?

Typical costs include an appraisal, lender fees, title search and escrow, and any prepayment penalty on the current loan.

Does a longer term save money?

It lowers the payment but can raise total interest. Compare the lifetime interest figure, not only the monthly savings.